About TIB OUR PEOPLE Board of Directors Bank CEO Directors (12) Non-Bank Director (1) Management Directors (4) Management Advisory Directors (2) Management/Officers/Staff Executive: CEO/President & 6 EVPs Senior Vice Presidents (50) Other Officers (110) Non-Officer Employees (156) Correspondent/Calling Officer Staff Relationship Officers (12) Loan Officers (11) Capital Markets Sales/Traders (8) Operational/Card Sales (6) Mortgage Sales (2) Employee Locations (16) AL, CA, CO, GA, IA, IL, KS, LA, MO, NM, NC, OK, OR, TN, TX, WA FINANCIAL STRENGTH Total Assets $2.5+ Billion Assets Under Management Over $40 Billion Tier 1 Capital Over $250 Million Total Loans Over $1 Billion Legal Lending Limit Over $36 Million In-House Lending Limit $12 Million Texas Ratio Less Than 1% THE BASICS Holding Company Independent Bankers Financial Corporation Bank Legal Name TIB The Independent BankersBank, N.A. Chartered/Opened June 25, 1981/January 21, 1982 Headquarters 11701 Luna Road, Farmers Branch, TX 75234 Web Address www.tib.bank Additional Facilities Branches (5): CA, GA, IL & OK (2) Operations Centers (4): GA, IL, OK & TX Disaster Recovery Sites (2): N. Texas, E. Texas FOOTPRINT/OFFERINGS Customers Over 1,600 banks in 48 states + Guam Shareholders 425 banks in 24 states Product Offering More than 30 correspondent banking products & services Major Service Divisions Lending, Capital Markets, Card Services, Treasury, Mortgage, Operations, Consulting Subsidiaries ALX Consulting, Inc. (A/L Management) & TIB-Bequeaith Banking Solutions (Loan Review/ Compliance/Training) General Partnerships Independent Bankers Capital Funds I-III (SBIC)