De Novo Partnership Program

"As we approach our 3-year anniversary and are soon to be out of the de novo stage, I am very thankful and grateful for the assistance TIB has given us and continues to give on a daily basis. I want a correspondent bank that responds to us quickly, whether it's regarding an ACH wire, a credit card application or discussing a loan participation. Our bank receives quick and courteous service every time from the great folks at TIB!"  

Randy Adcock | President/CEO | American Bank | Monroe, NC


When starting a new bank, selecting the right correspondent banking partner can make a world of difference. Over the past 40 years, TIB has assisted hundreds of De Novo banks and organizers with virtually every aspect of their start-up. Our De Novo Partnership Program simplifies and streamlines your process, while reducing your up-front costs. From Escrow to Stock Loans to Operational Solutions, TIB has the size, strength, expertise and experience you need to get started off right

Correspondent banking is our only business. That means TIB will never compete for your customers. Like you, community banking is our livelihood. So, when you work with us, you will always know we
are working for your success first.


TIB provides a standardized Escrow Agreement with daily account information, delivered timely via secured email, once your Escrow account is established. In addition, our Capital Markets
Division can help you maximize the use of your Escrow funds via our turnkey investment services.


TIB excels at assisting new banks with Organizational Lines of Credit. Let our correspondent lenders work with you to create a tailored plan for your institution. 


TIB will provide your bank with FREE Safekeeping and Bond Accounting services for six months. We will also provide you with our state-of-the-art A/L solution, ALCO Manager at a 50% discount during
your first three years of operation.


TIB will waive all start-up fees for Associate Card and Associate Merchant Programs during your bank’s first six months. Visit Card Services.


TransCom is your electronic banking connection with virtually every department within TIB. You will receive TransCom FREE for six months. Also, you will receive FREE Domestic and International Wires for six months (up to 25 domestic and 5 international wires per month for six months, when utilizing TransCom).


TIB will provide you with FREE forward presentment of your image Cash Letter items for six months.


As your Trusted Partner, TIB will remain beside you for the life of your organization. During your first full year of operation, your TIB Representative will contact you monthly or more often, depending on your needs. But, our partnership goes far beyond that. As your bank grows through the years, TIB will be right there with you every step of the way.

For more information on this special package, please contact:

Don Briscoe
Senior Vice President
(972) 444-3585