Frank Caple

• 30+ Years as a Senior Credit Risk Officer and Special Assets Manager

Tim Palyukh

• Former JP Morgan Chase Credit Manager & JP Morgan Chase Credit Program

• SWGSB Class 65

Al Cott

• 40+ Years as a Commercial Lender; CLO, EVP, and SVP roles

Cynthia Pollock

• 25+ Years as a TIB Credit Risk Consultant
• 40+ Years in Credit, Loan Operations, and Special Assets

Zane Gray

• Commissioned Bank Examiner (Texas Department of Banking)
• Examiner in Charge (EIC)

Kim Timmons

• 30+ years Director of Loan Review, PlainsCapital Bank & Happy State Bank, Texas Department of Banking Examiner

Bill Greenhaw

• 10+ Years as a TIB Credit Risk Consultant
• 40+ Years in Commercial Lending
• Former OCC Examiner

Lyle Russell

• Former FDIC Manager Over National Credit Risk Management Audit Program (Loss Share/Structured Transactions)

Debra Hackerson-Woitena

• 20+ Years as a TIB Credit Risk Consultant
• 30+ Years in Banking and Loan Operations

Jennifer Shiller

• 8+ Years as TIB Credit Risk Consultant
• 10+ Years Lender/Loan Review
• Former OCC Examiner

Ben Melican

• 30+ Years in Lending and Asset Management
• International C&I Infrastructure Finance
• Corporate Debt Restructuring

Mark Stearman

• 30+ Years as an OCC Examiner
• Capital Markets Expertise

Hugh Morgan

• 40 Years at the New York Federal Reserve
• Supervising Examiner for Community Banks and Large Banks

Sara Trumbull

• 30+ Years Credit Risk and Commercial Lending
• Former State of Missouri Examiner

Greg Odean

• 40+ Years Commercial Lending and Portfolio Management
• 20+ Years Non-Performing Asset Management
• $2 Billion Commercial Loan Portfolio Management